As we reflect on 2025, we are reminded just how dynamic the financial landscape continues to be. This past year brought meaningful changes for Americans, including another strong year in equity and fixed income markets, and important legislative developments that may impact long-term planning decisions. Through it all, our focus has remained the same: helping you make thoughtful, confident decisions aligned with your goals and values.
In this year’s newsletter, we take a deeper look at how we strategically allocate assets within our client portfolios. Asset allocation is not a one-size-fits-all exercise. We consider your investment time horizon, financial flexibility, and personal risk tolerance to build portfolios designed to support both near-term needs and long-term objectives. We hope this behind-the-scenes perspective serves as a refresher as to how your portfolio is structured, and why.
We also highlight key elements of the recently passed One Big Beautiful Bill Act and outline provisions that are most relevant to our clients, including changes that may affect tax planning, retirement strategies, and long-term wealth transfer. As always, we are closely monitoring how new legislation translates into real-world planning opportunities and considerations for you and your family.
2025 was an exciting year of growth for our firm, marked by the expansion of our financial planning team with two important additions: Rachael Bator as Senior Wealth Manager and Michael LeClerc as Wealth Manager. Adding Rachael and Michael to the CMH Wealth team further strengthens our ability to deliver thoughtful, personalized advice and exceptional service. If you’re nearby, we would love for you to stop by the office, say hello, and meet them in person!
Thank you for your continued trust and partnership. It is a privilege to work with you, and we look forward to the year ahead and the conversations to come.
To read our full market commentary, please click here: CMH Wealth Newsletter 2026
If you have any questions, please feel free to contact us or schedule a conversation.
Disclosure:
This post is not an offer or a solicitation to buy or sell securities. This may not be construed as investment advice and does not give investment recommendations. Any opinion included in this report constitutes the judgment of CMH Wealth Management, LLC as of the date of this report and are subject to change without notice.
Additional information about CMH Wealth Management is also available on the SEC’s website at www.adviserinfo.sec.gov. Past performance is not a guarantee of future results.
